At http://physical-damage-coverage-for-owner-operators.trustedstandard.com, also known as Physical Damage Coverage for Owner-Operators (‘the Company’ or ‘we’), your privacy and the protection of your data are taken extremely seriously. This Privacy Policy provides detailed information on how we manage the collection, storage, access, and processing of personal data in a manner that is compliant with a range of privacy regulations, including Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), Quebec Law 25, the European Union’s General Data Protection Regulation (GDPR), Brazil’s Lei Geral de Proteção de Dados Pessoais (LGPD), California’s California Consumer Privacy Act/California Privacy Rights Act (CCPA/CPRA), Colorado’s Colorado Privacy Act (CPA), Utah’s Utah Consumer Privacy Act (UCPA), Connecticut’s Connecticut Data Privacy Act (CTDPA), Virginia’s Virginia Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.
This policy covers all interactions with our website, applications, services, and products. Please note that this privacy policy does not apply to third-party platforms, applications, products, or services that may be accessed through our platform, each of which will have its own privacy policy.
Our privacy policy governs the following scenarios when interacting with us:
- When you use our applications and services as a registered user, we collect necessary account information to provide and personalize our services.
- When you visit any of our websites that link to this Privacy Statement, we gather data about your browsing activities.
- When you engage with communications from us, such as newsletters, emails, calls, or texts/SMS, we process the information required to deliver these communications effectively.
We collect a variety of personal data, which includes but is not limited to:
- Account Information: To manage your account and services.
- Payment Information: For processing payments and preventing fraud.
- Financial Information: To facilitate financial transactions and for accounting purposes.
- Purchase Information: To provide customer support and tailor our offerings.
- Mobile Device Identifiers: For enhancing mobile experiences and analytics.
- Location Data: When necessary to provide location-based services.
- Feedback: To improve our products and services based on your input.
- Social Media Information: If you choose to connect with us through social media channels.
- Product Information: To understand usage patterns and enhance product functionality.
We collect this data through various means, including user input during the registration or purchasing process, interactions with our services, and automated technologies like cookies and tracking tools. Additionally, we may receive personal data from third parties under their respective privacy policies.
Our website uses cookies to enhance user experience and for analytics purposes. These cookies are categorized as Strictly Necessary for the website to function correctly, Preference to remember your settings on the site, and Analytics to help us understand visitor behavior. You can manage your cookie preferences through our dedicated Cookie Manager.
We retain personal data only for as long as is necessary for the purposes for which it was collected, or as required by law. Once we no longer need the personal data or when required by law, we take steps to delete or anonymize it securely.
To ensure your personal data is secure, we implement organizational safeguards and security measures throughout our operations. This includes using encrypted communication for data in transit and engaging with secure third-party processors who adhere to high standards of data protection.
We recognize the importance of protecting children’s privacy. Our services are not directed at individuals under 18 years of age, and we do not knowingly collect personal data from children under this age without obtaining verifiable parental consent.
As a user, you have certain rights under the privacy regulations that apply to you, depending on your jurisdiction. These rights may include accessing, rectifying, or deleting your personal data, restricting its processing, requesting data portability, objecting to certain types of processing, and non-discrimination for exercising your privacy rights. If you wish to exercise any of these rights, please contact our privacy team.
We reserve the right to update this Privacy Policy at any time. Any changes will be posted on our website so that you are informed about our data management practices.
For any inquiries, unsubscribe requests, or data-related questions, you can reach out to us via email at contact@physical-damage-coverage-for-owner-operators.trustedstandard.com or through written correspondence to the address provided on our website. Your privacy and data security are of paramount importance to us, and we are committed to handling your personal data with care and in accordance with applicable laws.